Public forum thread – borrower reports charges that could not be broken down (2012)
What happened: A thread posted on 15 June 2012 concerning charges said to have been applied to a mortgage account from August 2009 onwards.
An account published by a member of the public. Not independently verified by this archive.
Source details
- Source type
- Public forum post
- Source
- LegalBeagles, “Mortgage Fees”
- Date
- 15 June 2012
- Mortgage type
- Unknown
- Jurisdiction
- United Kingdom
- Organisations
- Rooftop Mortgages Limited
- Source quality
- Public account, not independently verified
- Last checked
- 2 September 2026
- Added
- 2 September 2026
What happened
A thread posted on 15 June 2012 concerning charges said to have been applied to a mortgage account from August 2009 onwards.
What the poster said
The contributor says charges were applied to the account which they were unable to have broken down or explained.
Key extracts
“some occurred charges (which Rooftop cannot break down or explain to me what they are)”
Anonymous forum contributor, LegalBeagles, June 2012
Why this record may be relevant
Requests for an itemised breakdown of charges are a recurring theme; published Ombudsman decisions in this archive deal with the fairness of specific arrears fees.
Source
LegalBeagles, “Mortgage Fees”
View original sourceAccount published by a member of the public on an open forum. Not verified by this site and not tested by any court, regulator or Ombudsman.
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