Public forum thread – borrower experience of Rooftop and remortgage options (2008)
What happened: An open discussion thread started in November 2008 in which contributors describe their experience of holding a Rooftop mortgage and of trying to move to another lender.
An account published by a member of the public. Not independently verified by this archive.
Source details
- Source type
- Public forum post
- Source
- MoneySavingExpert forums, “Anyone had any dealings with Rooftop Mortgages?”
- Date
- 1 November 2008
- Mortgage type
- Unknown
- Jurisdiction
- United Kingdom
- Organisations
- Rooftop Mortgages Limited
- Source quality
- Public account, not independently verified
- Last checked
- 2 September 2026
- Added
- 2 September 2026
What happened
An open discussion thread started in November 2008 in which contributors describe their experience of holding a Rooftop mortgage and of trying to move to another lender.
What the poster said
Contributors report being unable to find a suitable alternative product without a substantial lump sum, and discuss charges applied to their accounts.
Key extracts
“there were no suitable remortgage products available - at least not without having to put a very large lump [sum down]”
Anonymous forum contributor, MoneySavingExpert, November 2008
Why this record may be relevant
The theme of borrowers being unable to move lender after Rooftop stopped lending recurs in later published material.
Source
MoneySavingExpert forums, “Anyone had any dealings with Rooftop Mortgages?”
View original sourceAccount published by a member of the public on an open forum. Not verified by this site and not tested by any court, regulator or Ombudsman.
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