Public forum thread – borrowers asking what a transfer from JP Morgan to Rooftop means (2016)
What happened: A thread posted on 26 November 2016 by a borrower who had received a letter about their mortgage being transferred to Rooftop.
An account published by a member of the public. Not independently verified by this archive.
Source details
- Source type
- Public forum post
- Source
- LegalBeagles, “Rooftop Mortgages taking over from JP Morgan - what does this mean?”
- Date
- 26 November 2016
- Mortgage type
- Unknown
- Jurisdiction
- United Kingdom
- Organisations
- Rooftop Mortgages Limited
- Source quality
- Public account, not independently verified
- Last checked
- 2 September 2026
- Added
- 2 September 2026
What happened
A thread posted on 26 November 2016 by a borrower who had received a letter about their mortgage being transferred to Rooftop.
What the poster said
The contributor describes being told that the books would transfer and that nothing would change, and asks what the transfer means in practice.
Key extracts
“JP Morgan have written to say that their books will be transferred to Rooftop Mortgages, but assure us that nothing will change.”
Anonymous forum contributor, LegalBeagles, November 2016
Why this record may be relevant
Questions about what changes on a portfolio transfer, and who holds and services the mortgage afterwards, are dealt with in the ownership and authority section of this archive.
Source
LegalBeagles, “Rooftop Mortgages taking over from JP Morgan - what does this mean?”
View original sourceAccount published by a member of the public on an open forum. Not verified by this site and not tested by any court, regulator or Ombudsman.
If you believe this record is inaccurate or incomplete, see corrections and right of reply.