Borrower's own account – not verifiedPublic borrower account – not independently verifiedBuy to let mortgage

Public forum thread – receivers reported as appointed to a buy-to-let flat after missed payments (2012)

What happened: A thread started in September 2012 by a contributor describing the appointment of receivers over a let flat.

An account published by a member of the public. Not independently verified by this archive.

Source details
Source type
Public forum post
Source
MoneySavingExpert forums, “Receivers appointed to manage BTL flat”
Date
1 September 2012
Mortgage type
Buy to let
Jurisdiction
United Kingdom
Organisations
Rooftop Mortgages Limited
Source quality
Public account, not independently verified
Last checked
2 September 2026
Added
2 September 2026

What happened

A thread started in September 2012 by a contributor describing the appointment of receivers over a let flat.

What the poster said

The contributor says two mortgage payments were missed, that receivers were then appointed to manage the flat, and that an offer to pay the arrears using a family loan was refused.

Key extracts

2 mortgage payments were missed and Rooftop have appointed receivers to manage the flat... Despite offering to pay arrears using a family loan, this was refused.

Anonymous forum contributor, MoneySavingExpert, September 2012

Why this record may be relevant

The published receivership decisions in this archive record what the Ombudsman expected a lender to do before appointing receivers, including obtaining current financial information and considering alternatives.

Source

MoneySavingExpert forums, “Receivers appointed to manage BTL flat”

View original source

Account published by a member of the public on an open forum. Not verified by this site and not tested by any court, regulator or Ombudsman.

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